:root {
  --brand-blue: #0c6cbc;
  --text-dark: #034184;
  --border: #dee2e6;
  --muted: #666;
  --bg: #f4f4f4;
}

* { box-sizing: border-box; }

body {
  font-family: Arial, sans-serif;
  background-color: var(--bg);
  margin: 0;
  padding: 0;
}

header {
  background: var(--brand-blue);
  color: #fff;
  padding-top: 30px;
  min-height: 70px;
  text-align: center;
}

.header-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 20px;
}

.header-left, .header-right { flex: 1; }
.header-center { flex: 2; text-align: center; }

.logo {
  height: 80px;
  width: auto;
  margin-left: -100px;
}

.container {
  width: 80%;
  margin: 0 auto;
  overflow: hidden;
}

@media (max-width: 768px) { .container { width: 95%; } }

.hidden { display: none; }

.form-container {
  background: #fff;
  padding: 20px;
  border: 1px solid var(--border);
  border-radius: 5px;
  margin-bottom: 20px;
}

label {
  color: var(--text-dark);
  font-size: 14px;
  font-weight: bold;
  display: block;
  margin-top: 10px;
}

input[type="text"], select {
  width: 100%;
  padding: 10px;
  margin: 5px 0 10px 0;
  border: 1px solid var(--border);
  border-radius: 5px;
  background: #fff;
}

.btn {
  background: var(--brand-blue);
  color: #fff;
  border: none;
  padding: 10px 20px;
  border-radius: 5px;
  font-size: 16px;
  cursor: pointer;
  margin-top: 10px;
}
.btn:hover { background: #0256a3; }
.btn-grey { background: #666 !important; }

.button-group {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
}

.error { color: red; margin-bottom: 15px; font-weight: bold; }

.disclaimer {
  font-style: italic;
  color: var(--muted);
  margin-top: 20px;
  font-size: 12px;
}

.plan-strip {
  border-top: 1px solid var(--border);
  margin-top: 10px;
  padding-top: 10px;
  display: flex;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}
.plan-title {
  color: var(--text-dark);
  font-weight: bold;
  margin-right: 6px;
}
.plan-radio { font-weight: normal; }

.summary-container {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 5px;
  padding: 10px;
  margin-bottom: 6px;
}

.summary-title {
  font-size: 16px;
  font-weight: bold;
  margin-bottom: 8px;
}

.summary-row { margin-bottom: 8px; }
.summary-row strong { margin-right: 5px; }

.summary-item-list {
  margin: 8px 0;
  border: 1px solid var(--border);
  border-radius: 5px;
  padding: 10px;
}

.summary-item {
  margin-bottom: 8px;
  border-bottom: 1px dashed #ccc;
  padding-bottom: 8px;
}
.summary-item:last-child { border-bottom: none; }

.summary-total {
  margin-top: 6px;
  border-top: 1px solid #ccc;
  padding-top: 6px;
}